United Bank Limited (UBL), based in Karachi, is a major player in Pakistan’s banking sector with a storied history. Established in November 1958 by Agha Hasan Abedi, UBL was nationalized in 1974 and later privatized in 2002 through a strategic acquisition by a consortium led by the Abu Dhabi Group and Bestway. Known for its innovation, UBL introduced Pakistan’s first derivative money market product in 2003 and became the first South Asian bank to offer an EMV-enabled credit card in 2005. The bank’s notable initiatives include UBL Omni, which has provided banking access to millions who were previously unbanked. With over 1,300 branches nationwide and a listing on the London Stock Exchange, UBL remains committed to driving growth and delivering cutting-edge financial solutions.
Contact Information
There are many ways to reach them, and they look forward to assisting you with any inquiries or needs.
UBL Bank Limited Head Office
| Location: | UBL City Building, 1st Floor, I.I. Chundrigar Road, Karachi |
| UAN: | +92-111-825-888 |
| Email: | customer.services@ubl.com.pk |
| Website: | https://ubldigital.com/ |
UBL Bank Limited BIC / Swift Code
| UNILPKKAXXX is the SWIFT code for UBL Bank Limited. | |||
| UNIL | PK | KA | XXX |
| Bank code | Country code | Location code | Branch code |
Products and Services Offered by UBL Bank Limited
United Bank Limited (UBL) offers an extensive array of financial products and services to cater to a wide range of needs for individuals, businesses, and institutions. Here’s a look at what UBL provides:
Retail Banking:
- Personal Loans: Flexible, unsecured loans for personal expenses and emergencies.
- Home Loans: Tailored financing for buying, building, or renovating homes.
- Car Loans: Convenient loans for purchasing new or used vehicles.
- Savings Accounts: Accounts with attractive interest rates to help you save more.
- Current Accounts: Daily banking accounts with features like overdraft protection.
- Fixed Deposits: Safe investment options with assured returns over a fixed period.
- Credit Cards: A variety of credit cards offering rewards, benefits, and financial flexibility.
Corporate Banking:
- Business Loans: Financial solutions for business operations, growth, and capital needs.
- Trade Finance: Support for international trade with letters of credit, trade bills, and import/export financing.
- Treasury Services: Comprehensive cash management, foreign exchange, and investment services for businesses.
- Corporate Accounts: Specialized accounts and services designed for corporate and institutional clients.
Islamic Banking:
- Islamic Personal Finance: Shariah-compliant financing options for personal needs.
- Islamic Home Financing: Home loans structured according to Islamic finance principles.
- Islamic Business Finance: Business funding solutions in line with Shariah law.
- Islamic Savings Accounts: Savings accounts that adhere to Islamic financial principles.
- Islamic Investment Products: Investment opportunities compliant with Shariah regulations.
Digital Banking:
- Internet Banking: Manage your accounts and transactions online with ease.
- Mobile Banking: Access banking services through a user-friendly mobile app.
- ATM Services: Convenient ATM access for withdrawals, deposits, and other transactions.
Wealth Management:
- Investment Advisory: Expert guidance on investments and portfolio management.
- Mutual Funds: Diverse mutual fund options for growing your wealth.
- Retirement Planning: Strategic planning and solutions for a secure retirement.
Other Services:
- Remittances: Efficient domestic and international money transfer services.
- Insurance Products: Comprehensive insurance options, including life, health, and general coverage.
- Foreign Exchange Services: Reliable currency exchange and international money transfer services.
UBL’s broad spectrum of offerings is crafted to meet the financial needs of various customer segments, ensuring effective solutions for everyday banking as well as complex financial requirements.